Solo 401k Contributions: Understanding & Optimizing

Solo 401k contributions to a Checkbook-Control Qualified Retirement Plan – a Checkbook QRP – have multiple tax benefits: (1) They are tax-deductible, reducing your taxable income & tax liability to the IRS and (2) they grow tax-deferred, with no annual taxes on earnings and profits within the Solo 401k.

Tax-deductible Solo 401(k) contributions consist of 2 components: (1) Employee Elective Deferrals and (2) Employer Non-Elective Contributions (profit sharing). However, you may have heard various other terms used to describe 401(k) Plan contribution types. Following is a comprehensive guide to Solo 401k contributions, terms,  and calculations. Continue reading “Solo 401k Contributions: Understanding & Optimizing”

Podcast: Checkbook IRA & 401k For Real Estate Syndicators

Real Estate Syndication and Checkbook IRAs & Checkbook 401(k) Plans are the perfect match! Real estate syndicators raise capital for real estate deals and Self-Directed Retirement Accounts could, potentially, provide ~$28,000,000,000,000 to investment sponsors. Checkbook Control Retirement Accounts are the ideal bridge between those that need investment capital and those that have investable tax-sheltered assets.

Both syndicators and passive real estate investors will benefit from education about the incredible opportunity presented by Self-Directed IRAs and 401k plans, as well as the IRS guidelines that govern them. For a syndicator-centric perspective of SDIRA and SD401k real estate investing, listen to this episode of The Real Estate Syndication Show, hosted by real estate investor and syndicator Whitney Sewell of Life Bridge Capital. Continue reading “Podcast: Checkbook IRA & 401k For Real Estate Syndicators”

Private Lending & Checkbook IRA/401K: How To Get Into Real Estate Podcast

Just posted and already has hundreds of downloads! Listen at The Real Blue Spruce or download on iTunes. On this episode with Adam A. Adams, get answers to:  

Checkbook Solo 401k Plans For Real Estate Professionals

Why Is A Checkbook Solo 401k The Best Retirement Plan For Real Estate Agents?

Solo 401k retirement plans are the ideal tax advantaged account for real estate professionals, especially for real estate agents, mortgage brokers, real estate wholesalers, and real estate flippers. Real estate professionals have self-employment income and KNOW REAL ESTATE, making the Individual(K) the perfect plan for them. In the post, we’ll present some of the benefits of a Checkbook Control 401k and some Checkbook 401K advanced strategies.  Continue reading “Checkbook Solo 401k Plans For Real Estate Professionals”